Personal Income Protection Insurance
Being unable to work due to ill health will directly affect your income beyond your sick pay entitlement.
Income Protection insurance can pay up to 65% of your gross salary per year if you are unable to work due to sickness or accidental injury. Your Income Protection Insurance should begin paying you at the point that your sick pay entitlement from your employer ends and should integrate fully with your individual locum insurance arrangements.
Specialist Cover for Doctors
MPRS has designed a simple to access cover that is rated specifically for doctors, taking into account your profession and other insurance arrangements. The cover pays a tax-free monthly sum to you in the event you are unable to perform your usual occupation due to ill health.
As long as you continue to pay your premiums, the cover we offer is guaranteed for the duration of the plan, which means you will be able to rely on the policy as often as necessary.